Credit Samadhaan, India’s first AI-powered platform to repair bad credit scores, has now grown to over 700 Kendras across 18 states, helping thousands regain access to loans and financial opportunities. With 1,000+ happy customers, this milestone is about more than numbers — it’s about giving hope to those whom banks have said NO.
Piyush Nagar – From Hardship to Mission
Founder Piyush Nagar lost his father at 8 and sold ice candies to fund his education. He later became an engineer and founded Sixth Sense IT Solutions in 2009, serving 4,000+ clients worldwide.
While working with a rural fintech startup, he discovered:
👉 Out of 1 lakh loan applications, 99,300 were rejected, with over 70% due to poor credit scores.
Determined to make a difference, he created Credit Samadhaan, which uses AI to repair credit scores in just 45 days.
Empowering Communities
Credit Samadhaan Kendras are physical help centers where trained partners guide people, repair credit, and provide financial guidance. Today, 700+ Kendras help farmers, shopkeepers, small businesses, homebuyers, and salaried professionals, while also creating local jobs.
Recognition & Impact
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Supported by IIM Ahmedabad, IIM Bangalore, STPI
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Winner of Octane 5.0 (STPI) – 2024 and Bharat Pitchathon 3.0 – 2024
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Featured among Top 100 Startups by TGS & TiECon Vadodara
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Featured among Top 50 Startups by Tata Social Enterprise Challenge
More Than Business
For Piyush, Credit Samadhaan is a mission — to restore dignity, reduce financial stress, and prevent debt-related crises.
From selling ice candies as a child to leading a nationwide financial revolution, Piyush Nagar proves:
Purpose-driven technology doesn’t just fix credit scores — it transforms lives.
